About Humberstones Homes
We deal with all types of residential property, from apartments to larger detached homes. Our branches are well placed to serve the residents within the local community as well as a wider geographic area.
The business is owned and run by Adam Wyn-Griffiths and Ian King who combined have over 40 years hands on experience in estate agency both coming from corporate backgrounds. Ian has a degree in estate management as well as being a fellow of the National Association of Estate Agents. Humberstones Homes are also a member of the OEA (Ombudsman for Estate Agents) and follows the OEA code of practice.
At Humberstones Homes, we work very hard to recruit the most enthusiastic and energetic people we can find. We also take training and staff development very seriously.
We give our team of highly motivated commission and results led staff regular training to ensure the best service for you, our customer. We provide regular updates including personalised marketing reports, viewing feedback and weekly sales progressing.
We have a long standing reputation and the partners’ have over 40 years combined experience in selling property. Every potential buyer will receive full colour brochures with unlimited internal photographs and floorplan.
If you want to sell your home fast and at the best possible price, you need an agent who knows the local property market inside out. Being exclusively local – we know your neighbourhood. We know your street and we know the right price to ask for your home to find the right buyer.
Rest assured by the fact that both branches are NAEA (National Association of Estate Agents) licensed. We are also members of the OEA (Ombudsman for Estate Agents) for residential sales and lettings – a free, fair and independent service for buyers and sellers of residential property in the United Kingdom.
Our Quinton branch occupies a prominent location on the Hagley Road West being on one of the main arterial routes into Birmingham City Centre whilst being at the heart of the community. We are located in the residential area of Quinton between Quinton Parish Church & Post Office amidst a thriving hub of local shops and businesses. The branch also has excellent links to Halesowen further along the A456 and A458, with Oldbury literally on the other side of the road, and Bartley Green, Harborne, Bearwood and Smethwick all within our catchment area.
We are also ideally located to junctions 2 and 3 of the M5 and on bus routes to both Birmingham city centre and the other direction into Halesowen and Stourbridge town centres. New Tesco and ASDA supermarkets are also within half a mile of the office and we are also close to various schools including Perryfields, Howley Grange, Quinton C of E, Leasowes and also Hurst Green and Four Dwellings schools.
Our Bearwood branch occupies a prominent High Street position on Bearwood Road at its junction with Hagley Road on one of the main arterial routes into Birmingham city centre, whilst still being at the heart of the community. We are located opposite Bearwood Bus Station with links into the city and Greater Birmingham and the West Midlands and a short walk away from Lightwoods Park with its grade II listed house and bandstand. The office also has excellent connections into Harborne on the A4040 Lordswood Road, Edgbaston on the A456 and on into Birmingham city centre and serves Bearwood, Smethwick and parts of Oldbury with motorway access at junction 2 of the M5.
- Strictly No Sale - No Fee. You only pay us when the job is done!
- All inclusive, competitive fees. No hidden costs.
- A friendly hands-on approach dedicated to selling your home.
- FREE unlimited, regular full-colour newspaper advertising.
- FREE advertising on major websites including Rightmove and Onthemarket.com.
- Buyers can download details 24 hours a day.
- Full colour sales particulars with quality digital photos and floor plans.
- A comprehensive database of active buyers looking in your neighbourhood.
- A realistic price for your home.
- Efficient and pro-active customer service, from professionally trained staff.
Our fees are very competitive and we offer an efficient mailing service both electronically and via the post. As well as being advertised on our popular website properties are also promoted through rightmove.co.uk and onthemarket.com and will appear in newspapers including the Halesowen News, Express and Star / Halesowen & Sandwell Chronicles, Birmingham Mail and any additional publishing required. We provide extensive internal and external photographs for each property along with floor plans with full sales details ready to be downloaded 24 hours a day from our website. This is backed up by experienced and motivated staff
ready to attend to your every need whenever you call.
We pride ourselves on offering all our clients a personalised service from the outset, which enables us an opportunity to build up a rapport and trust enabling us to help people through what is one of their biggest life events – buying a new home and moving house. Our aim is to give good, honest advice only and to promise what we know we can deliver. It is vital that properties are valued accurately as there is a thin line between a realistically priced and over valued house.
Whether you are a homeowner looking to rent out your property, a seller who can't sell and needs to move or a buy to let landlord with just 1 or 100 properties then Humberstones Homes Lettings can provide a bespoke service that is right for you.
We will provide comprehensive online marketing for you with your property appearing on our website, Rightmove and Onthemarket.com, plus key property titles ensuring that you receive maximum exposure for your asset.
We are members of the Property Ombudsman and work with the Deposit Protection Service to safeguard tenants deposits.
We offer 2 levels of service "fully managed" where you can sit back and relax whilst we take care of everything or "let only" where you take charge once the tenants are in place.
We provide full colour brochures with extensive photos and floor plans and we actively market your property through websites and newspapers to find you the right tenant for your property.
Once suitable tenants have been sourced we thoroughly reference them before making a commitment and take a holding/reference deposit to confirm their commitment. Once approved and accepted a moving date is agreed and the tenancy agreement is compiled which is signed by both tenant and yourself. Prior to the tenant moving into the property a full photographic inventory/schedule of condition is undertaken and a security deposit is lodged.
Any queries, questions or problems that tenants may have - day or night, through the term of the tenancy this will be dealt with by ourselves. The rent will be collected by standing order and then passed by bank transfer to you (less the management fee) along with a monthly statement for your records. During the tenancy one of our representatives will visit your property periodically to inspect the condition and provide a full report for you.
At the end of the tenancy we will check the tenants out of the property and handle the changeover of utilities.
Our let only service is the same as the fully managed service up to the point when the tenants move in to the property. Once the tenants have moved in they are given your contact details as the landlord and you will be required to collect the rent and deal with any problems the tenants have until the end of the tenancy. At the end of the tenancy we will again check the tenants out of the property.
When it comes to property, first impressions count, so make sure yours is looking its absolute best. Making the most of your home doesn’t have to cost a fortune, and a few inexpensive improvements can make all the difference...
- Put yourself in the shoes of a potential buyer and, starting from the pavement outside, take a complete tour of the property. Work out a plan of action, and if necessary, draft in a friend or an objective other for a second opinion – you’ll be amazed at the cracks and crevices, often that have gone unnoticed for years, that suddenly come to light.
- Once you’ve made a list of what needs to be done, work out a budget and prioritise accordingly.
- Speak to your estate agent to get an idea of who your likely buyer will be and what kind of things will appeal – there is no point making changes which aren’t important to them.
- De-personalise. Pack up those personal photographs and family heirlooms. You don’t want buyers to be distracted by personal belongings. Buyers need to imagine their own photos on the walls, and they can’t do that if yours are there!
- From day one quote a realistic asking price rather than having to reduce the price at a later date.
- Decorate your property in neutral colours. If paintwork is looking worn, discuss possibilities with your valuer.
- Ensure viewings can be arranged at reasonable times.
- Freshen up carpets by getting them professionally cleaned.
- Remove signs of pets or children during viewings.
- De-clutter to show a room’s potential, give a sense of space and allow the viewer to imagine themselves living there.
- Clean windows and pull back curtains to make your home look fresher and brighter.
- Tidy the garden – ensuring the lawn has been mowed etc.
- Make the most of the available space. If a room has previously been used as an office space/box room, it’s worth putting in a bed in the room to show people it will work as a spare room.
- Empty rooms won’t be as appealing as furnished ones, always aim to give the property a ‘lived in’ look, even if you’ve moved out. Make an effort to ‘dress’ the property in advance.
- Buyers will probably be wise to the smell of freshly ground coffee but smell is incredibly important. Open windows to eliminate any strong cooking smells and banish pets to neighbours.
- Never discuss the cost of the property with the buyer. You are employing an experienced agent to negotiate on your behalf and get you the best possible price for your property.
- Keep the pavements cleared.
- Plant yellow flowers or group flower pots together. Yellow evokes the buying emotion.
- Make sure visitors can clearly read your house number.
EPC - Energy Performance Certificate
EPCs tell you how energy efficient a home is on a scale of A-G. The most efficient homes – which should have the lowest fuel bills – are in band A.
The Certificate also tells you, on a scale of A-G, about the impact the home has on the environment. Better-rated homes should have less impact through carbon dioxide (CO2) emissions. The average property in the UK is in bands D-E for both ratings. The Certificate includes recommendations on ways to improve the home’s energy efficiency to save you money and help the environment.
Requirements under the new legislation
The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) (Amendment) Regulations 2010 introduced a number of new requirements including:
- a new duty on the seller to secure that an energy performance certificate (EPC) has been commissioned before marketing of the property commences where no such certificate is already available.
- an EPC has been commissioned when a Domestic Energy Assessor has been instructed to prepare the EPC and the EPC has either been paid for or has given a clear undertaking to pay for it.
- a new duty on the person acting on behalf of the seller to be satisfied that an EPC has been commissioned before commencing marketing.
- a new duty on both the seller and a person acting on their behalf to make reasonable efforts to secure an EPC within 28 days.
- all of the new duties carry fixed penalties where somebodyfails in the duty conferred on them by the new regulations.
Buying property opens up a whole new world of jargon!
APR: Annual Percentage Rate – a basic rate of interest.
Arrangement Fee: A charge made to arrange a loan, covering things like administration and management fees. IFSs are legally bound to disclose their fees, as are stockbrokers.
Buy to Let: Buyers with enough funds for a deposit can buy properties and rent them out, which pays the mortgage and generates income.
Completion: When house buyers and sellers breathe a sigh of relief - this is the final legal transfer of keys for cash.
Contents Insurance: Protection for items in your home and your personal possessions, in case they are lost, stolen or damaged.
Contract: A legal agreement between a buyer and a seller. It doesn’t always involve signing a piece of paper, so beware.
Conveyance: When buying a house, the conveyancing process establishes exactly what your buying, checks all the legal documents, including title deeds, and carries out searches before completion. Best left to a solicitor or specialist conveyancer, unless you’re a legal eagle.
Deeds: When signed, sealed (quite literally) and delivered during the completion phase of a house purchase, the title in the property passes to the new owner.
Deposit: A down payment on a property or item to secure it against other purchasers. Usually calculated as a percentage of the purchase price.
Disbursements: Costs such as stamp duty, Land registry fees & search fees charged to the acting conveyancer or solicitor but then paid for by the purchaser.
Equity: For homeowners, equity is the difference between the market value of the property and the amount still owed on the mortgage. So, effectively, the equity in your house is what you own, and your mortgage company owns the rest. If the mortgage is bigger than the current value of the home, the difference is called ‘negative equity’.
Exchange of Contracts: The date upon which the signed contracts are exchanged between both parties solicitors. There is then a legal commitment between buyer & seller.
Freehold: Ownership of both the property & the land it stands on.
Ground Rent: Rent paid to the owner of freehold land by a person who has a lease.
Land Certificate: Document issued by the Land Registry to the owner of registered land as proof of ownership.
Land Search: A formal application for an inspection of the Land
Registry register: A certificate is issued showing the current situation of the land in question.
Leasehold: A type of ownership of property, where the property is held on a lease for a fixed period of time.
Local Search: Questionnaire to a local authority by a purchaser’s solicitor to verify whether a property is affected by any pending planning proposals etc.
Mortgage: A loan made against property.
Mortgage Offer: Formal offer of a mortgage issued by a building society, bank or other lender after the survey.
Mortgage Term: Period of time over which the mortgage loan is to be repaid.
Office Copy Entries: Land Registry term for copies of registers & plans, officially marked, ‘office copy’.
Ombudsman: A public servant who investigates and deals with complaints from individuals about their treatment by a range of businesses.
Pre-contract Enquiries: Enquiries made by the purchaser’s solicitors to the vendor’s solicitors requiring information on the property being purchased prior to completion.
Probate: When someone dies, an Executor has to obtain clearance to act before the assets can be transferred to those who will inherit. This process is normally called ‘getting probate’.
Remortgage: Switching your mortgage from one lender to another without actually moving home. Competition in the market is fierce and it’s increasingly common to ‘test the market’ every few years, seeking a cheaper mortgage. Those who hop around from one special rate to another are affectionately called ‘rate tarts’.
Repayment Mortgage: A mortgage where each month you pay some interest and some capital and the outstanding loan reduces over time.
Retention: If essential repair work to a property is required the lender may retain a proportion of the mortgage until the remedial work is completed.
Stamp Duty Land Tax:
Freehold sales and transfers: You can also use this table to work out the SDLT for the purchase price of a lease (the ‘lease premium’).
Property or lease premium or transfer value
Up to £125,000
The next £125,000 (the portion from £125,001 to £250,000)
The next £675,000 (the portion from £250,001 to £925,000)
The next £575,000 (the portion from £925,001 to £1.5 million)
The remaining amount (the portion above £1.5 million)
Example: If you buy a house for £275,000, the SDLT you owe is calculated as follows:
• 0% on the first £125,000 = £0
• 2% on the next £125,000 = £2,500
• 5% on the final £25,000 = £1,250
• Total SDLT = £3,750
Subject to Contract: Nothing is legally binding on either party until exchange of contracts.
Survey: A check by the mortgage lender to make sure the property you are proposing to buy has been valued correctly.
Tenure: The vendor’s title to a property.
Title Deeds: In relation to property, these documents prove the right of ownership.
Vacant Possession: This means that the property being offered will be vacant upon completion of the sale.
Vendor: The person who is selling their property or land.